Opulence

All your money,
one command center.

Net worth, budget, debts, investments and card credits, in one view that updates the moment a number moves.

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Home: net worth over its line with the range tabs, and the milestone with how far along it is.

You shouldn't have to guess about your money.

Write the numbers down once. Every answer updates together, every time one of them moves.

Track your entire financial life.

  • Know your net worth

    Everything you own minus everything you owe, in one figure.

  • Stay on budget

    Plan the month and see what is left.

  • Get every credit you pay for

    The credits your cards give you, and whether the fee paid for itself.

  • Invest with intention

    Your positions and their cost, beside the markets.

  • Pay off what you owe

    Avalanche or snowball, and the month you are done.

  • See ten years out

    Returns, inflation and tax are in the math.

Markets: your watchlist with each symbol's day line, the sectors, and the published rates.

Every screen, built around your numbers.

Budget, Forecast and Debt, exactly as they look in the app.

  • Budget: the income coming in each month, and the categories that make it up.
  • Forecast: the monthly amount, the projection chart from now to year ten, and the plan's terms.
  • Debt: what is owed falling to zero against minimums only, what it costs in interest, and the extra-payment slider.
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See what changed, the moment it changes.

Open the app and the answers are already there.

  • Debt

    $500 more a month clears your debts 3y 1m sooner.

    Highest rate first, $197,035 less interest.

  • Budget

    $2,292 short each month.

    $9,971 in, $12,263 out.

  • Net worth

    You are worth $392,786 today.

    $1,739,226 held, less $1,346,440 owed.

  • Credit cards

    Your Travel card has paid back $850 more than it cost.

    $2,450 used against $1,600 in fees.

Demo account

What $500 a month becomes

$1,031,422

30 years · $500/mo at an assumed 10%

TodayYear 30
You put in
$180,000
Growth
$851,422

An example, not a promise. We picked the $500 and the 10% to draw it; both are yours to set in the app, and a real return varies and can be negative.

Your questions, answered.

How do my numbers get in?

You enter them: balances, debts, what you earn and what you budget. Prices for the positions you hold update when you open them.

Does my plan follow me between devices?

Yes. Sign in on any browser, or add Opulence to your phone's Home Screen, and the same figures are there.

Is this financial advice?

No. Every figure is arithmetic on assumptions you control. Talk to a licensed professional before acting on any plan.

Start with one number.

The rest builds from there.

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Opulence is a planning tool, not financial advice. Every figure is arithmetic on assumptions you control.